I Need Money Right Now (13/25) - Take Out a Pay Day Loan

This is the 13th installment to the immensely popular I Need Money Right Now blog post series where I share ways to get money very quickly. Since writing these posts I have received mail from readers to let me know how useful it's been which is great. All the suggestions in the blog post series are completely legal and you will be able to supplement your income if you put your mind to it. Please feel free to share the content with other people who might find it useful and as ever please leave a comment as it's a pleasure to hear from readers.

The 13th installment of the I Need Money Right Now series looks at taking out a pay day loan. On occasions people discard payday loans because it's received a very bad reputation. When people see APR figures exceeding 4000% they shy away from the loans. Pay day loans can be very useful if you use it effectively as we will see later on.


Before I go on I want to advise the people who are experiencing hardship to visit the USA.Gov website. Pay day loans are not for people experiencing hardship, instead visit the site and look for financial help from the Government. Some of the programs on offer include mortgage assistance programs, rental assistance programs, military financial assistance and even help with debt management, this site is definitely worth visiting.

I Need Money Right Now - Take Out a Pay Day Loan

Here are the rules. Pay day loans are not to be used regularly, these loans should only be used when you need a little extra to make ends meet. The pay day loan should only be taken out if you can afford to take it out. If you're planning on rolling the pay day loan indefinitely then you will get in financial trouble.

Credit: Speedy Cash

If you need to borrow $500 for 30 days you will usually pay back $600 when the time runs out. This is very useful if you need the money urgently but know you will have the money in 30 days time to pay it off completely. I myself have used payday loans in the past when my appliances have broken down. I made sure that I paid it off even if it meant making cut backs of food and groceries. 

Pay day loans are not for you if you find money management and financial discipline difficult. If you have a tendency to get into trouble then do not under any circumstance take these loans out as you'll get into deeper financial difficulties. 

You should only take out a pay day loan if you can manage money properly. The first step is to find a comparison site to compare all the pay day loans on offer, make sure you know how much you want to borrow and how much you will have to pay back as well as the duration of the loan. Once you know what you need to pay back check to see if you can afford it, you might have to make cutbacks to pay off the loan.

Payday loans are usually transferred to your bank account the very same day. On some occasions you might have to fax over some proof, more lenders are now accepting photos of proof which can be emailed over to make the whole process smoother. Once you take out the pay day loan use it on what you intended the money to be used for. Do not splash out on other items even if you have money to spare. If you do have money to spare then add to it so you can pay the loan off sooner.

Pay day loans can be a very convenient way to make ends meet. In the wrong hands these loans can harm you for a very long time especially if you decide to keep rolling the loan. In the future try to set some money aside in an emergency fund so you have money on call if you need it urgently.

If you enjoyed this post be sure to check out the other posts in the I Need Money Right Now 25 part series. Be sure to share the content with other people who might find it useful and leave a comment as it's always a joy to hear from readers.

I Want Money Right Now Resources

Speedy Cash Payday Loans
Advance America Payday Loans 

I Need Money Right Now (12/25) - Sell Your Life Insurance Policy

This is the 12th installment to the ever popular I Need Money Right Now Series where I share real methods to make money quickly. All these methods are legal and if you put your mind to it you will supplement your income. For all the readers who enjoy reading about rich people giving money away you can rest assured that these posts will continue. Be sure to share the contents of this post or the series with people who are experiencing financial hardship, also feel free to leave a comment as it's always nice to hear from readers.

The 12th Installment of the I Need Money Right Now series will explain how to get money from your life insurance policy. If you have a whole of life or universal policy you'll be able to cash this policy in. Many people use these Whole of Life Policies as investment vehicles with protection just in case they need the money urgently.


Before I go on I would like to advise all readers to visit the USA.Gov website if you need urgent financial assistance. You can get financial help from the Government if you're on a low income or support a large family. if you're eligible you could apply for mortgage assistance, rental assistance and even get advice on loan consolidation and debt management.

I Need Money Right Now - Sell Your Life Insurance Policy

A whole of life policy or universal policy is a life insurance policy where you pay a premium forever and money is paid on death. There is no term for a Whole of life policy and this will run until you die. If you have a whole of life policy then this will have monetary value if you decide to cash it in. Many people get term insurance and whole of life insurance mixed up, it is important to remember that term insurance runs for a number of years and has no cash in value while whole of life runs until death and has cash in value.

Credit: Images_of_Money/ FlickR

Depending on how long you've had your policy you could cash in anything between 10% to 70% of the death benefits. If you've been paying the premium for 40 years and are in your twilight years you could cash the policy for 70%, if you've just started paying premiums then the cash in value will be much low.

Also it's worth noting that the cash in value rises if your unhealthy, this is because insurance companies believe that your mortality chances are higher, this is usually worked out by an actuary. The bottom line is if you're unhealthy and have made a significant contribution towards your policy you could get 80%, possibly more.

The first step to take is to check the insurance policy thoroughly to determine what kind of policy it is. If the policy is full of insurance jargon then call the company up to find out.

If the policy is indeed whole of life you need to ask the insurance company for a cash in value. You should also call other insurance companies who purchase whole of life policies to see if they're prepared to payer a higher amount. Explain any health issues you have and state your need for the money, some insurance companies pay slightly more if the life insured is experiencing financial hardship.

The cash in process could take up to 2 weeks depending on your policy and you should check the entire market for the best possible price. You can increase the cash in value by stating health problems. Before you decide make sure you weigh the pros and cons of cashing in. You should also consider if you have enough money set aside for love ones to make provisions after death. Good Luck

If you've enjoyed this post then feel free to share the contents. Also feel free to leave a comment as it's always a joy to hear from readers. 

I Need Money Right Now Resources     

Life Insurance Settlement Association
Get Cash From Your Life Insurance Policy

I Need Money Right Now (11/25) - Rent Your Room Out

This is the 11th installment in the hugely popular series titled I Need Money Right Now. In this series of blog post I look at legitimate ways to supplement your income quickly. If you're feeling the pinch or if you're in a tight spot then these suggestions might be the ticket. You can make money using these methods if you put your mind to it. For the readers who enjoy reading about millionaires giving money away you can rest assured that these posts will continue on this blog. Feel free to share the contents of this post with people who might be experiencing hardship and as always leave a comment below as it's always nice to hear from readers.

The 11th installment of the I Need Money Right Now blog post series is about making money by reorganizing your living space. If you need to supplement your income one of the quickest ways to do this is by renting your room out to a lodger or renting space out. Renting your room out to a stranger is not that complicated and could make your life easier financially. 

Before I go on, for all those readers who need urgent financial assistance this might not be the answer, I would advise you to see what financial help you can get from the Government. If you visit the USA.Gov website you'll find mortgage assistance programs, rental assistance programs and even help on debt management and debt consolidation. 

I Need Money Right Now - Rent You Room Out

Renting out a spare room is one of the quickest ways to supplement your income. Most individuals and families who are on a low income are reluctant to rent their rooms out to strangers because the lodger might post a risk. To get over this psychological barrier all you need to do is check the reference of the lodger before accepting them into the property.
The first step to take is to make space in your house. Start by removing all the clutter in your room which could be sold for extra cash. Try to make enough space in your basement or your spare room so you can maximize the number of lodgers you take in. You can even try to create some storage space to hold people goods.

Credit: Sarah Ackerman/ FlickR 

Once you've made space you need to place an advertisement in your local paper or get in touch with an Realtor to rent the space out. Insist on professional lodgers who have been screened using credit reports, criminal records, and offenders register so you have complete peace of mind that you're taking on a quality lodger. This process may take time however it's better to find a good quality lodger who can pay their rent compared to a low quality lodger who might be a criminal.

Make the living roomy and airy with all the modern conveniences such as cable and WIFI, having these extra services will allow you to charge more. You could even offer food and laundry space so you can charge even more. Remember your aim is to maximize the rent you receive on the space. 

Before you take on the lodger put in place some rules and regulation. Let the lodger know what they can expect from you and explain what you expect from them. Set up an automatic transfer to your bank account when the rent is due and keep a deposit just in case the property is damaged.

If you can offer a professional service you'll be able to attract professional lodgers who know how to respect other people and their space. If you can rent a room out for $100 per week and you have two rooms and a storage space you could supplement your income by $250 per week which means $1000 per month.

If you enjoyed this post then feel free to check out the other posts in the series titled I Need Money Right Now. Feel free to share the content using the social media icons below and leave a comment as it's always nice to hear from my readers.  

I Need Money Right Now (10/25) - Volunteer for Medical Testing

From time to time I get mail from my readers asking me if there are ways to make money quickly. After receiving a handful requests I decided to start a series of blog posts titled I Need Money Right Now where I look at realistic ways to make money quickly. All these suggestions are completely legitimate and you will be able to make money if you put your mind to it. For all those readers who like reading about millionaires giving money away rest assured that these posts will continue on this blog. Feel free to share the content of this post with other people who might find it useful. Also please leave a comment as it's always nice to hear from readers.

The 10th installment to the series titled I Need Money Right Now looks making money by taking part in medical studies. If you're relatively healthy and can spare a few hours per week you could make a lot of money. There are upsides and downsides to these clinical tests for money which will be discussed further on. 

I always like to advise readers who are experiencing hardship to look for financial help from the Government. If you visit USA.Gov you will find help such as rental assistance program, food stamp programs, military financial assistance. You also get help with debt consolidation and debt management. So without further ado..

I Need Money Right Now - Volunteer for Medical Testing

Alex E. Proimos / Flickr

Universities and Pharmaceutical companies need volunteers so they can test the effectiveness of new medicines. These medicines are approved once they've been thoroughly tested. The demand for volunteers is incredibly high however volunteers are hard to come by. Universities and Pharmaceuticals now offer handsome compensation plans to attract test subjects for their drugs. The compensation package usually consists of a full medical, food and comfortable room, you also get a monetary compensation depending on how long you need to remain in the test area. Some drugs are being tested for $50 to $100 per day.


The National Institute of Health has over 300 studies that need test subjects, nearly all these clinical research projects have compensation plans and free medical. The best way to earn money is by signing up for as many of these Clinical Trials as possible. If you can sign up for two trails per week and each one pays $100 each you could make $800 per month which would supplement your income very nicely.

The test subjects must be healthy although sometimes unhealthy test subjects are required for specialist medication. Generally speaking the healthier you are the better chance you have of getting yourself accepted into more programs. If you're not in shape this could be the perfect opportunity to lose some weight and make some money at the same time.

This is not a get rich scheme, this is a legitimate way to supplement your income and it all depends on how much time you spend finding clinical trials. I would advise readers to build up slowly just to see how the body reacts. One of the downsides of being a clinical tester is you might have an adverse reaction to the drug. You need to be very careful when you consider the pros and cons of going forward.

So why not give medical testing a go? You have very little to lose apart from time although there is a small chance things could go wrong. The upside is you could earn up to $1000 per month and contribute towards the advancement of medicine.

Did you enjoy this post? be sure to check out the other posts in the I Need Money Right Now series where I look at supplementing income quickly with legitimate methods. Feel free to share the content with anyone who might find it useful and be sure to leave a comment as it's always a joy to hear from readers. 

I Need Money Right Now (9/25) - Amazon Mechanical Turk Program

Even though this blog is about asking rich people for money I still get emails from readers asking me if there's any other way of making money quickly. Because of this I started a series of blog post titled I Want Money Right Now. In these posts I look at different ways to supplement income. The money making suggestions here are completely legitimate and you can make money as long as you put your mind to it. Feel free to share the content on the social media channels or with people who you think might find the posts useful, also feel free to add a comment as it's always a joy to hear from readers.

This post is the 9th installment to the series and looks at making money using Amazon's Mechanical Turk Program. This program allows businesses and employers to post jobs on the Turk Program. Members of the Amazon Turk program cam then accept these jobs. The worker is paid once the job is concluded to a satisfactory standard.

Before you start looking for assignments on the Amazon Turk Program it's worth checking to see if you're entitled to any financial help from the Government. You should visit the USA.Gov website to see if you're entitled to benefits such as mortgage assistance programs, rental assistance programs, and military financial assistance. You'll be surprised to know that the Government offers advice on debt management and debt consolidation for people on low income.

I Need Money Right Now - Amazons Mechanical Turk Program

Signing up for Amazons Mechanical Turk Program is relatively straightforward, you will not need any qualification and you'll be able to build experience and reputation once you've completed assignments. The Amazon Mechanical Turk Program is designed for businesses who want to outsource all of the mundane tasks which cannot be done easily using machines. There are hundreds of jobs posted every day and the payout ranged from free to $10. Once you've completed the job the money is credited to your Amazon account where you can withdraw the funds once it reaches $10.


This is not a get rich quick scheme. If you've got lots of spare time on your hands and want to supplement your income then this is the way to go. If you're in a job which requires you to sit around all day then you could do this on your employers time. If you're able to complete two $10 jobs every day then you could make $600 per month quite easily. These mundane jobs are very time consuming and it takes time to build experience and reputation. Once you've established yourself on Amazon Turks Mechanical program you will start to get accepted for higher paid jobs.

Credit: Gregory Han Via Flickr

Amazons Mechanical Turk Program is fantastic if you want to supplement your income without any real skill or qualifications. If you do have a skill then you're better off freelancing on sites such as ODesk.com and Elance.com. Going forward you should sign up to all these programs and state all your skills, experience, and knowledge and then look for assignments. At first it will take time to familiarize yourself with all the processes and procedures. Once you've got several assignments under your belt you should feel confident, you'll also notice a steady flow of assignments coming your way. 

If you're desperate for money and you're doing all that you can and still have spare time available then these sites are the ticket. Rather than worrying about your financial circumstances it's better to take action and do something about it. By signing up to these programs there is a chance that you could earn $1000 per month eventually if you really put your mind do it. Just imagine what a difference $1000 could make.

Feel free to share this post with other people who might benefit from the content. Feel free to leave a comment as it's always nice to hear from readers. 

I Need Money Right Now (8/25) - Sell Crafts on Etsy

While this blog may be about millionaires who give money away I still get mail from readers asking me if there are ways to make money really quickly. Due to popular demand I started a series of blog posts titled I Need Money Right Now, in these posts I share ideas on how to make money really quickly so individuals and low income households can supplement their earnings. All the ideas in these posts are viable ways to supplement your income so long as you put your mind to it.

This is the eighth installment in the series and explains how you can monetize a hobby if you are talented at Arts and Crafts. Feel free to share the contents of the post if you found it useful and take the time to leave a comment as it's always a joy to hear from my readers. 

Before I start these posts I always recommend that you visit the USA.Gov website if you need urgently financial assistance. The Government has financial assistance programs designed to help low income individuals and households who are experiencing hardship. Make sure you look for rental assistance programs, mortgage assistance programs and programs that help with debt consolidation and debt management.

I Need Money Right Now

Using your creative mind to make products is a fantastic way to supplement you income. Arts and crafts are always in demand as consumers seek a personal touch with the items they purchase. Consumers are also willing to pay a premium for these items as the quality is always better. 


If it does interest you to explore your creative side you should visit an arts and crafts site called Etsy.com. Etsy is a marketplace which connects people all over the world. You can buy hand made items that are crafted with care from all over the world. 

Credit: don2g / Flickr

Start by opening an account at Etsy and then research the site to see where the demand is. What you will find is that there is incredible demand for Art, Home and Living, Handmade Jewelry, Cloths, Scented Candles, Essential oils and much more.

Once you've found an item that sells well you need to consider the costs and time to create the item. If you're interested in creating candles that are scented with essential oils you need to know how to make candles, how to mix with essential oils, how to package and then how to send them abroad. 

Once you've set up the system all you have to do is make the items whenever an order comes in. Etsy is a great way to supplement your income especially if you're a creative person. If you can produce high quality items then demand will rise and it could turn into a full time earner where you're creating income from your hobby.

Depending on the demand and your output speed you could make a lot of money. If you can sell hand made scented candles for $10 and it costs $1 to make you have a margin of $9. If you can sell 100 of these scented candles per month you could earn up to $900. This is a incredibly quick and easy way to make money because there's high demand for crafted goods.

If you enjoyed this post be sure to check out the other posts in this series titled I Need Money Right Now where we find ways to make money quickly. Feel free to share this content using social media and leave a comment below as it's always nice to hear from readers.   

I Need Money Right Now (7/25) - Rent Out Parking Space

This blog is devoted to finding millionaires, billionaires and rich people who give money away. However, from time to time I get emails from readers asking me if I know of ways to make money really fast. Due to reader demand I decided to write a series of blog posts titled I Need Money Right Now, this is the seventh installment. The posts in these series offer ideas to individuals and households who want to supplement their income. These money making ideas are simple and quick which means anyone can do it if they put their mind to it.

Be sure to bookmark this post and feel free to check the other posts out in this series. Also feel free to share the content and leave a comment below as it's always good to hear from a satisfied reader. 

Before I start the post I would recommend that you check for any financial help that may be available from the Government. You should visit the USA.Gov site where you will find mortgage assistance programs, food stamps program, weatherization programs and even help with military financial assistance. 

I Need Money Right Now

Compared to a decade ago more vehicles are on the road. A typical family now has 2 vehicles in their household, most of these vehicles are clustered around the city which means that there is a huge demand for parking space. Other factors such as grand theft auto have left motorists demanding better parking facilities for their cars. With demand so high motorists are now willing to pay a premium to park their car in a safe neighborhood.

Meters aren't for commercial districts only anymore - Photo Credit Panchenks/Flickr 

Make Money Quickly Renting Parking Space

If you're desperately in need of money and have a parking space available you should entertain the idea of renting the space out. If you live in a safe neighborhood which is very close to the city center you will find that there is incredible demand. If you have a garage you will be able to charge even more.

If you need money right now you should put an advertisement on the internet offering your parking space for a reasonable rate. Depending on where you live you could charge anything between $10 and $50 per day. You can charge a higher premium if you're near the city center living in a safe neighborhood with a secure alarmed garage.

If you're not near the city center you could put an advertisement in the local paper or distribute leaflets in your community advertising your parking space. If households have more than one car there is a possibility that they might want to use other peoples parking space rather than parking off road.

Renting your parking space is a great way to earn additional income. If you parking space this is in demand you could make regular monthly income that could supplement your earnings. The key is marketing your parking space effectively so you can reach as many people as possible.

If you've found this post useful please share it with others who might benefit from it, feel free to leave a comment as its always a joy to hear from readers.

I Need Money Right Now (6/25) - Recycle Scrap Metal

This entry is part of a 25 post blog series titled I Need Money Right Now. These posts offer readers with ideas especially when they need to raise money fast. If you're experiencing hardship or just need an injection of cash then these ideas are for real, you can make money using these suggestions if you put your 100% of your mind to it.

You should bookmark this post as I will be adding more content until I reach 25 ideas for making money really fast. Feel free to share the posts and entire series with other people who might be experiencing hardship or want to find ways to supplement their income. I would also be grateful if you could post a comment below as it's always nice to hear from readers.

Before I reveal the sixth entry I want to advise people that the first port of call should be the Government if you're experiencing hardship. Visit USA.Gov and check to see if you're eligible for food stamps, mortgage assistance programs, military financial assistance and even advice on debt consolidation and debt management.

I Need Money Right Now - Recycle Scrap Metal

The price of metal is soaring and there has never been a better time to recycle scrap metal for money. There are many individuals who are making a very good living by finding and then recycling scrap metal for money. If you're looking for a cash injection and need money right now recycling scrap metal could be the answer your looking for.

The types of scrap metal which are in demand include copper, aluminium, alloys and any other item that resembles metal. go throughout your house and find all these items and gather them together. It's also a good idea to include appliances which have broken down. Once you've got everything together you need to find a local scrap metal dealer in your area, if you can find more than one you could haggle for a better deal.

You could also take this one step further by asking your local community members for scrap metal. A lot of the time people just throw their valuable metal away and it then ends up in a land fill. If you can put a poster in your local community center and leaflet neighbors informing them of your recycling service for metal then individuals and households will start to use your service.  

As environmental issues are always in the spotlight your community is bound to feel obliged to recycle their metal. If you can recycle all the metal in your community then you could make an awful low of money.

Start recycling your own metal to begin with then slowly check out all the rubbish yards for metal which has value. Once you've established yourself as a scrap meter recycle person you then start your service to the neighborhood. The business will take time to develop however if you can establish yourself as a dominant person in scrap metal you will end up recycling the metal for the entire county.

If you enjoyed the sixth entry of this blog post series titled I Need Money Right Now then be sure to bookmark this series as I will be adding more content until I reach 25 posts. Feel free to leave a comment and share the content with other people who might find the information useful.

I Need Money Right Now (5/25) – Return Purchases Within 28 Days

This entry is part of a 25 post series called I Need Money Right Now. The series is for low income individuals and households looking to supplement their income. Be sure to bookmark this post as I will add more until I reach 25 posts. These ideas are viable ways to generate quick money; if you’re experiencing hardship you can use some of these ideas to find cash fast.

Feel free to share the content of this post and this series with people who might benefit from the information. Also feel free to comment below as it’s always a great pleasure to hear from MY readers.

One point which I mention on all my posts is Government Assistance. If you’re experiencing financial hardship then the first point of contact should be the Government. What you will find is that they have assistance programs for unemployed, military people, elderly and disabled. They can help if you don’t have any food or a place to stay.

I Need Money Right Now – Return Purchases

If you have a sudden need for money one of the quickest ways to raise cash is by returning items that you’ve bought recently. Items can be returned within 28 days for a full refund. Look at all the items you’ve bought in the last 28 days and ask yourself whether you need all these items. If it’s essential items such as food then obviously it must stay however if it’s items of clothing, technology or any other non essential household items you should consider returning it.

If you’ve lost the receipt or taken the tag off you can still return the item. If the store refuses to give you a refund take a bank statement showing the purchase, this will be enough proof to get a full refund. In the unlikely event that you’re not offered a refund you should appeal to the manager’s sense of wellbeing and let them know that you’re experiencing hardship and you need the money urgently, make statements such as I desperately need money and I need financial help right now, this will compel the store to refund the items.

If you’ve purchased your items on credit cards it’s a good idea to return them. Although you won’t get cash injection by returning these items you bought on credit, at least you won’t have to repay the credit card at a later date.

Returning items is a great way to supplement your income. I recall several years ago when my Fridge broke down, I was determined not to go into debt so I returned some of the items I had bought that month. I returned all the clothes, gadgets and non essential items and was able to raise $150 which covered the costs of a small fridge freezer.

Going forward your priority should be to form an emergency fund which you can use when you need money urgently. If you can contribute $100 per month to this fund you’ll have $1200 per year which you can use to avoid getting into debt. You could also look for other ways to supplement your income so you have more money coming in.

If you enjoyed this post be sure to check out the other posts in this series titled I Need Money Right Now. Also feel free to share the contents of this series with other people who might find it useful and remember to leave a comment as it’s always nice to hear from readers.

I Need Money Right Now (4/25) - De Clutter & Sell on Craigslist

This is the fourth entry to the 25 part blog post series titled I Need Money Right Now. This series is designed to help low income households and individuals raise money quickly. If you’re experiencing hardship or need to supplement your income these ideas have been tried and tested and many individuals are making a living from these very ideas. Be sure to bookmark this page as I will be adding more posts until I finish the 25 part series.

If you know anyone who’s experiencing hardship then please forward these posts to them. You should also feel free to add a comment if you found this information useful as it’s always a joy to hear from readers.

Before you begin implementing some of these ideas you should see if you’re eligible for any financial help from the Government. By visiting the USA.Gov website you’ll be able to find resources on Food Stamps, help with rent and mortgage as well as military financial 

assistance.

I Need Money Right Now

If you’re desperate for money then try to de-clutter. If your home is full of clutter it might be time to remove some of the items that’s weighing you down. When individuals and households start to de-clutter they get a feeling of wellbeing and clarity. If you’ve got more items than you need a great place to sell them and raise money is on your local Craigslist website. There is no charge for using this service as it only acts as a place to connect buyers with sellers.

Sell Your Clutter on Craigslist

Get money right now by selling items locally. You can sell anything that’s legal on Craigslist to local people. You won’t have to concern yourself with shipping or returns. All you have to do is take a picture of the item you want to sell and then write an accurate description and finish the advertisement off with a reasonable price.

Sell Unwanted Household Items to Raise Money Fast

Need money right now? Sell unwanted items on Craigslist. You can sell household goods, sofas, beds, bicycles, blenders, toasters and anything else that has a demand. The reason why these items sell so well is because we now live in a world where people are seeing the need to save money, consequently there are over 30 million people who use the service to bag a bargain.   

Make More Money on Craigslist

You could turn this exercise into a part time job where you find bargains to sell on craigslist. After de-cluttering and selling your items what you will find is that there is particularly high demand for certain items. Suppose there is a high demand for toasters at $5. If you can visit your local consignment shops and buy these items for a $1 and then repair and renew them to give it a new lease of life you can stand to make a 500% profit. If you can repeat this process with more items you could make a nice side income.

If you have a nose for a good deal and you’re able to sell items on Craigslist there is no reason why you can’t make over $500 per month. It is possible if you put your mind to it.

De Clutter and Free Your Mind

Many low income households and individuals will have more items than they need. If you can sell all of the excess items you’ll feel lighter and have more space around the house. Your de-clutter exercise will give you a sense of clarity and direction. The money you raise could go towards paying off your debt and bills so you could make a fresh start.

If you found the information on this post helpful please share it with other people who might benefit from it. As always leave a comment because it’s always a joy to hear from my readers.

I Need Money Right Now (3/25)

I need money right now is a 25 part blog post series looking at ways to find money very quickly. These posts are designed to give ideas to low income individuals and households if they need to supplement their income quickly. Be sure to bookmark this post as I will be adding more until we reach 25 posts.

As always feel free to share the content of this post with others who might benefit from it. If you know anyone who’s experiencing hardship these ideas might really make a difference. Also feel free to add a comment below if you’ve benefited from the ideas mentioned here, it’s always nice to hear from the readers.

Before you consider giving these ideas a go it’s important to see what financial help you might be eligible for from the Government. If you visit the USA.Gov site you will find resources on military financial assistance, mortgage assistance programs and even advice on debt consolidation. Make sure you get what you are entitled to.

I Need Money Right Now

You might be surprised by how much money people leave lying around. Whether it’s at home or at work people do leave spare change lying around. If you can check the most common places people leave change you could make a nice side income to supplement your expenses. This post is all about finding money which people leave lying around, the first step is to look at all the places you might leave money and then use this knowledge to hunt for money elsewhere.

Under You Sofa

If you’re desperately in need of money then check under the sofa. Most people leave their spare change in their front or back pockets; this is why when people sit on the sofa money starts to roll out. Some individuals might not notice this while others won’t be bothered to retrieve it. If you have a lot of people coming in and out of your home its worth checking what lies beneath. Remove all the cushions from the sofa and look between the cracks and crevices. Upon inspection you should find some spare change which can go towards supplementing your expenses.

Check in the Office

If you’re desperate for cash now check your office for loose change. If you work in an office you’ll notice that many people leave change lying around on their desk. This money usually finds its way into the drawers or on the floor. Check what change is lying on your desk by thoroughly going through the contents of your drawers. You should also look on the floor of your desk and any other adjacent desk. If you do find money then collect so you can supplement your income.   

Check Your Bedroom

If you’re desperate for money today find loose change in your bedroom. When we get changed in our bedroom anything in our pockets ends up on the floor or under the bed. The reasons why we don’t notice this is because were too busy getting changed to go to work. You should go through your entire bedroom to find loose change, you’ll be surprised at how much you can find especially if you leave loose change in your clothes. Look under the bed, look behind the mattress and beneath and inside the drawers.

Check Your Vehicle

Another great place to check for loose change is your vehicle. Whenever we buy items during a journey we quickly return to the car and leave the money on the dash. Sometimes this money is returned to the wallet, most of the time it ends up in the glove box or on the floor. Go to your vehicle now and check the draws, floors and seat thoroughly and you’re bound to find more loose change.

Check the Pantry

Another great place to find loose change is in the kitchen. Most people go straight for the kitchen when they come home. Anything in their hands are placed on the kitchen worktop including loose change. Most of the time the quarters are too small to notice which is why they end up in the kitchen drawer. If you can go through your entire kitchen and pantry you’re bound to find loose change. Make sure you look in every corner including any unusual places.

You won’t get rich finding loose change however it could make a lot of difference if you’re experiencing hardship. If you can find $10 to $20 this could go towards food or bills which might give you the breathing space you need to get yourself back on your feet.

If you enjoyed this post please feel free to leave a comment below as it’s always nice to hear from readers. Also feel free to share the content with other people who might benefit from it. Remember that this is a 25 part series so be sure to bookmark this post for more quick free money making ideas.

I Need Money Right Now (2/25)

This entry is part of a 25 post series which aims to help people who need money right now. These posts offer ideas to low income individuals and households on how to raise some extra cash to supplement their income. Be sure to bookmark this post and read the other entries for more ideas on how to raise cash quickly if you need money desperately.

Feel free to share the contents of this post with other people who might benefit from the research. Also please leave a comment below if you found this helpful as it’s always nice to hear from readers. Before we go into part 2 you should take the time to find out if you’re eligible for any financial help from the Government. Rental assistance programs; help with food and advice on debt management and debt consolidation is available on the USA.Gov website.

I Need Money Right Now – Try Babysitting

If you need cash quickly and you don’t have a criminal record one great option you could pursue is babysitting or watching children. Parents are willing to pay through their noses to get away from their children for a few hours. 

The normal rates for babysitting vary from $15 to $30 per hour depending on the number of kids you need to lookout for. If you can babysit for 20 hours per month you could earn up to $600 which would make a nice contribution to your income.

To show that you’re a credible candidate you could take babysitting courses along with health and First Aid. All these credentials would give parents the peace of mind to leave their children with you, they will also be prepared to pay more.

Pet Sitting

If you’re desperate for cash right now you could try pet sitting for wealthy pet owners. Wealthy people love to have a pet, when they fail to understand how much time and effort is needed to care for the pet they usually outsource all the responsibilities to other people. If you can offer a service which cares for the pet you should be able to make a lot of money. You can offer a pet sitting service, a grooming service and even exercise sessions to keep them fit and healthy.

House Sitting

If you’re in desperate need of money right now then try House Sitting. Wealthy people are prepared to leave the keys to their house to prevent burglaries. More and more people are looking to House Sitters as a deterrent to crime and demand is outstripping supply. Normal house sitting rates start between $50 and $100 per day. If you need a place to stay and money then you could kill two birds with one stone.

Baby Sitting Jobs in Your State
Become an Au Pair in America
House Sitter Jobs in USA
Pet Sitting Jobs in the USA

Babysitting, Pet Sitting and House Sitting are jobs that you need to take seriously. You can make a lot of money if you can do all three at once and it could even replace your income. The more credibility you can show the more money you can demand.

If you’ve enjoyed this post please leave a comment and share with other people. Remember to bookmark this post as this is part of a 25 post series for people who need money right now. Be sure to check out all the other posts for more credible money making ideas.

I Need Money Right Now Part (1/25)

I get emails from readers all the time and they usually start with I need money right now. Because of this I’ve decided to create a 25 part blog post series offering ideas to make money right now. If you’re experiencing financial hardship and need help with money you could use these money making ideas to supplement your income or even start an emergency fund. You will find all the resources on the bookmarks below if you do want to sell your plasma, hair and breast milk for money.

Please feel free to share all these ideas with other people who might benefit from the information. Also feel free to add a comment below as it’s always nice to hear from readers who have benefited from my research.

I Need Money Right Now

A very quick way to raise money is to sell your body parts especially if you need money desperately. You can actually sell your Plasma, Hair, and even your breast milk. In other parts of the world where regulation is not so tight you could even sell your organs to raise huge sums of money. In the USA you are permitted to sell your Plasma for cash, you are also allowed to sell your hair; plans are underway to allow you to sell your Breast Milk too.

Desperately Need Money? Sell Plasma, Hair & Breast Milk

It is completely legal to sell your Plasma in the USA. Plasma is the fluid in the blood stream along with other key substances that are needed to sustain life. At the moment there is a shortage of Plasma which is why donors are compensated so handsomely. With one donation of Plasma you could earn between $50 and $35. If you’re healthy you could donate twice a week and earn up to $400 per month. 

Plasma donation works by taking blood from your body, the blood is then removed from the Plasma which is then retained. The blood is later returned to the body. To be eligible for maximum plasma donation you need to be very healthy and disease free. If you’re in desperate need of money this is a viable option you could pursue, you would be able to sort your money woes and help people in need of plasma in one go.

Need Money Desperately? Sell Your Hair!

Selling Hair is becoming increasingly popular as more people are investing in their personal grooming. To be able to sell hair your locks need to be at least 11 inches long and uncoloured. The hair strand must also look good without major damage from over-shampooing and overexposure to the Sun. The longer your hair the more valuable it becomes which means that there are donors prepared to pay thousands of dollars to get their hand on your hair.

Get Money Right Now By Selling Breast Milk

There in an insatiable demand for Breast Milk on the Internet despite ambiguity on the legality of these practices. While there is no proper ruling on selling breast milk you must be aware of the health risks involved. You don’t want a law suit on your back after a baby has had a unfortunate reaction to the breast milk. Clinics are proposing to offer professional breast milk donation services which are bound to make a lot of money.

If this post has inspired you to make extra income using plasma, hair or breast milk you should be aware that there are unscrupulous people out there looking to deceive people out of their money. You will need to do your research properly before you engage is this business, you must also beware not to give upfront deposits.

Need Financial Assistance Now – Ask Government for Help

Before you start looking for donation clinics I would advise you to check the USA.Gov site to see if you’re eligible for financial help from the Government. Mortgage Assistance Programs, Military Financial Assistance, and financial assistance for pensioners are just a few of the programs that might be able to help.

Plasma for Money in Canada

Plasma for Money USA

Get Money for Your Hair

Get Money for More Hair

Get Money for Breast Milk

If you’ve enjoyed this post please bookmark it as I will be adding another 24 posts offering ideas to people who need money desperately. As always feel free to share and comment below.

I Need Help With My Mortgage Payments 2017 - Mortgage Assistance Program from the Government for Low Income

Although this blog is all about finding financial assistance from millionaires, billionaires, and celebrities, I still get emails from readers asking me what help they can get towards their mortgage payments. January is one of the hardest months where foreclosures are at an all-time high. The guide below will explain everything you need to know from buying a house to filing for mortgage assistance.

Feel free to share this guide with anyone who might find it useful. Also feel free to leave a comment below as it’s always nice to hear from readers who have benefitted from my research. Although this post is primarily about mortgage assistance from the Government I thought I would add the entire home buying process for completeness.

Find the Right Mortgage

The Government has so many tools to help you find the right mortgage. Depending on your circumstances you could apply for a very cheap mortgage where the repayments will be much lower than what you would have got from the bank. The Government’s Federal Housing Administration (FHA) will help you find properties with low down payments, low closing costs and east credit scoring. Another useful service the Government offers is Loan Assistance Programs, these programs help businesses and individuals apply for cheap loans. You should also inquire into Energy Efficient Mortgages (EEM) which are gaining popularity. All the bookmarks are shown below.

FHA– Federal Housing Administration Home Buying Guide

Government Loans for Businesses and Individuals

Veterans Loans for Mortgages

EEM Energy Efficient Mortgages

Before You Buy a Home

There are many home buying programs offered by the Government to help new home buyers find the right home. You can search for these home buying programs for your state. Another program worth mentioning is the Good Neighbor Next Door Program which is available to Fire Fighters, Medical Technician, law enforcers and Pre-Kindergarten through to 12^th Grade. If you’re eligible for the program you could receive a 50% discount off the list price. With house prices at an all time low it’s worth checking this program out. Another helpful program offered by your local Public Housing Agency is one that allows public housing residents to convert their rental premises to mortgage payments. All the programs are listed below.

Search Home Buying Programs in Your State

Good Neighbor Next Door Program
Public Housing Agency Programs to Convert to Mortgages  

Work Out Your Mortgage

Before you take out any debt you must be certain that you can afford it. The Mortgage Calculator offered by the US Housing and Urban Development Department is one of the best calculators to work out whether a mortgage is affordable. You should also check out HUD’s guide on avoiding predatory lenders offering fraudulent loans.

HUD Mortgage Calculator

Guide to Avoiding Predatory Lenders

Home and Mortgage Guides from HUD

Mortgage Assistance Programs and Foreclosure

If you’re struggling to make ends meet you should check out the Making Home Affordable Guide offered by the US Housing & Urban Development Agency. The guide will offer options to struggling homeowners so they can get mortgage relief on their mortgage. The Housing Counselling Agency is funded by HUD to offer homeowners with low-cost advice on mortgage-related issues. You can also find all the frequently asked questions on Reverse Mortgages. All the bookmarks can be found below.

Guide to Making Homes Affordable
Housing Counselling Agencies Advice

Frequently Asked Questions on Reverse Mortgages

HUD’s Guide to Avoiding Foreclosures

I really hope this complete guide helps struggling homeowners with their mortgage payments. As always feel free to share the post with anyone who might benefit from it and remember to leave a comment as it’s always nice to hear from readers.