Both these plans are relatively straightforward to apply for and you get an instant decision for approval so you don't have to wait ages to get a decision. During the Christmas period credit companies such as Barclays and PayPal loosen their credit controls so you may have a very good chance of being approved for credit.
Christmas Credit Plan for Apple Products
This offer is available through Barclays and PayPal and the full details are given below.
If you are thinking of using Barclays Credit Plan for Apple Products the minimum order is £399. You get an instant decision and you can have your order shipped directly to you or you can sent it as a gift. You can choose an instalment plan that suits you. You can choose an instalment period of 3 to 18, 24, or 36 equal monthly payments. You will be charged an interest rate of 14.9% APR (Variable)
Here is an example of Christmas Credit Plan For Apple Products
PayPal Instalment Plan for Apple Products
You can choose and instalment period of 6, 12, 18 or 24 equal monthly payments. PayPal has a one-off credit application process which means once it's approved you don't have to apply again for credit, you can use this facility as long as you keep on top of your instalment plan.
The APR charged is 14.9% PA fixed for the duration of the instalment plan. If you choose to make a purchase outside of the instalment plan you will be charged 19.9%
Here is an example of an Christmas Credit Plan for Apple Products through PayPal.
How to Order Apple Products Through Barclays & PayPal
Once you've found the product you want you can make the purchase. You will get to a page that asks you how you want to pay. You then need to choose the Barclays or PayPal Credit Option and complete your order.
If you choose the Barclays Credit Plan for Apple Products you will be taken to the Barclays Credit Application web page. Fill out this page and once completed you will get an instant decision.
The process is the same for PayPal. You will be taken to the PayPal website to fill out a credit agreement. If you have a PayPal account which has been maintained well you are very likely to be approved.
For more information about buying Apple products using Barclays or PayPal check out the following link which will take you to the official Apple Store where finance is available.
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